Mortgage guides, calculators, and comparisons — built to help you understand your options, not sell you a loan.
Explore Mortgage Loan Types
Learn about different mortgage options available to homeowners. Each loan type has unique characteristics and eligibility requirements.
Conventional Loans
The most common type of mortgage in the U.S. Non-government-backed loans with flexible terms and PMI that can be removed at 80% LTV.
Non-QM Loan Guide
Alternative loan structures for borrowers whose financial profiles do not fit traditional Qualified Mortgage guidelines.
FHA Loans
Loans backed by the Federal Housing Administration. Often used by first-time buyers and those with lower credit scores.
VA Loans
Government-backed loans for veterans and service members. Commonly features low or no down payment options.
Refinance
Explore options to potentially lower your rate, change your term, or access home equity. Learn about refinancing considerations.
HELOC
Home Equity Line of Credit: a type of borrowing that uses your home's equity. Some borrowers use HELOCs for projects or expenses.
Reverse Mortgage
A loan type that converts home equity into cash. Available to homeowners age 62 and older.
First-Time Home Buyer
Educational guide for first-time home buyers covering loan programs, down payment assistance, and the home buying process.
Smart Ways to Invest in Your Home
Learn how homeowners often use financing, incentives, and home equity to improve, upgrade, or power their homes more efficiently.
Solar Panel Guide
Learn how solar panels work, what incentives may be available, and how homeowners often evaluate long-term energy savings.
Explore Solar BasicsDIY Home Projects
Practical home improvement ideas and DIY projects that homeowners often consider after purchasing a home.
Explore DIY ProjectsGarden & Outdoor Ideas
Outdoor upgrades and landscaping ideas that may improve comfort, usability, and long-term property enjoyment.
Explore Outdoor Ideas(Estimates for informational purposes only)
Current Mortgage Rate Information
View current mortgage rate information for informational purposes. Actual rates may vary based on your credit score, loan amount, and other factors.
Latest Tips from the Housentia Blog
Discover smart home upgrades, DIY tips, and financing insights
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Exploring Home Financing Options?
Learn about different loan types — mortgage, HELOC, or cash-out refinancing — and connect with licensed professionals who can help.
