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Housentia is not a licensed mortgage broker, lender, or loan originator. Users should consult with a licensed mortgage professional in their state for personalized guidance.
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Understanding Mortgage Prequalification
Learn about mortgage prequalification, what it means, and how it can help you understand your home buying options. This page provides educational information to help you prepare for the mortgage process.
Understanding Prequalification
Budget Planning
Prequalification can help you understand an estimated price range you may be able to consider when shopping for a home.
Seller Communication
Some sellers may view a prequalification letter as an indicator of buyer readiness.
Process Preparation
Having prequalification information may help streamline the home buying process.
Topics You May Explore
- Estimated home purchase price range
- Loan program options that may be available
- General mortgage information
- Estimated monthly payment ranges
- Current interest rate information
- Typical down payment requirements
- General qualification factors
Information You'll Need
Personal Information
- Full name and contact information
- Social Security Number (Only when you're ready to proceed)
- Date of birth
- Current address and length of time there
Financial Information
- Employment history and income
- Bank account statements
- Credit card and loan balances
- Assets and savings information
Ready to Explore Your Options Further?
If you'd like to explore your options with a licensed mortgage professional, you can connect below. This is completely optional and there is no obligation.
Note: Housentia does not endorse or recommend any specific mortgage professional. We simply provide a way for you to connect with licensed professionals if you choose to do so.
This is completely optional. Connect with licensed mortgage professionals to explore your options further. No obligation - you can learn more about your mortgage options at your own pace.