Mortgage Process

Understand the steps from application to closing.

The standardized form lenders provide within 3 days of application. Understand its sections.

The final disclosure before closing. Compare it to your Loan Estimate.

Steps from pre-approval to closing. Understand Loan Estimate, underwriting, and what to expect.

How lenders evaluate your application. Learn what underwriters look for.

A detailed walkthrough of the Loan Estimate form. Learn what each section means.

A detailed walkthrough of the Closing Disclosure. Compare it to your Loan Estimate.

What happens at closing: signing documents, funding the loan, and taking ownership.

Learn how mortgage approval works: conditional approval, final approval, and clear to close.

A step-by-step checklist for getting a mortgage from credit check to closing.

After conditional approval: appraisal, conditions, clear to close, and closing.

At closing you sign documents, the lender funds the loan, and you receive the keys. Learn what to expect.

Mortgage processing prepares your application for underwriting. Learn what processors do.